We got tired of good deals dying in someone else's inbox.

The short version

Private lending is supposed to be the easy option, quicker and more flexible than a bank, for the deals a bank can’t or won’t move fast enough for. Somewhere along the way, that got complicated too: bank delays on one side, brokers shopping your file to a dozen lenders on the other, each one adding time and a slice taken off the top. Rave skips both and just lends you the money.

Why not just go to a bank?

Banks are great at slow, standard lending. They’re much less great at anything time-sensitive, non-standard, or outside their tick-box criteria: an auction settlement, a development, a deal that needs an answer this week, not next month. That’s exactly the gap Rave fills.

What we actually do differently

• 01We lend our own money. No bank committee to convince, no broker fee added on top for finding one.
• 02You deal with the people who actually assess and approve your loan, not a call centre or a broker relaying messages back and forth.
• 03We say no quickly when a deal isn’t right for us, instead of leaving it sitting in a queue for weeks before anyone looks at it.

Brokers aren’t the villain

Good brokers add real value for borrowers who need someone to navigate a complex, multi-lender market. Rave just isn’t built for that model. We’re one lender, funding deals directly, for borrowers who’d rather talk to the source. If you’ve come to us through a broker you trust, that’s welcome too. We just don’t require one.

Who’s behind it

Rave is backed by an experienced private lending team focused on property-secured and business lending across Australia. [Add your team, licensing and company background here.]